In the intricate landscape of Merchant Cash Advances (MCA), the status quo has been to lean heavily on a few select data points. Typically, entities have revered the “Time in Business” and “FICO Score” metrics as the golden standard for underwriting decisions. Yet, this narrow viewpoint often fails to consider the multifaceted challenges unique to …
From Data to Decision: NISO’s AI-Driven Paradigm Shift in MCA Read More »
In the financial industry, there’s a commonly held misconception: some services, especially those tied to accounting and management, are just “overhead”. These services are often seen as necessary evils – non-strategic costs devoid of innovation and growth potential. But at NISO, we challenge this notion. With over 25 years in business analysis and 13 specifically …
Cost or Catalyst? The True Role of Modern Financial Services Read More »
As the digital revolution gains momentum, the power and potential of AI and Machine Learning in molding industries worldwide is undeniably significant. In the age of digitalization, it is impossible not to be fascinated by the impressive growth and capabilities of these technologies. However, their practical and transformative implications for the Merchant Cash Advance (MCA) …
As we navigate through 2023, the Merchant Cash Advance (MCA) industry persists in its innovation and expansion, offering businesses a diverse range of flexible financing alternatives. For MCA businesses aiming to excel in this ever-evolving sector, there are four pivotal strategies to contemplate. 1. Embrace Artificial Intelligence and Machine Learning The use of AI and …
Mid-2023 Update: Four Essential Strategies for MCA Businesses Read More »
By partnering with Niso, MCA companies can leverage the latest AI and BI technologies to improve their operations, minimize risk, and make better deals, faster. Contact us today to learn more about how we can help your MCA business thrive. The MCA industry can greatly benefit from the practical uses of Artificial Intelligence (AI) and …
What are the practical uses of AI and BI in the MCA Industry? Read More »
As an underwriter, it is essential to consider multiple variables and their interactions to make successful decisions.. Multivariable analysis is a powerful tool that enables us to do just that. At NISO, we recognize the importance of a multivariable approach to effective underwriting. We have developed advanced machine learning models that analyze a range of …
Understanding Multivariable Analysis and its Importance in Underwriting Read More »
At Niso, we understand the importance of data-driven decision-making in today’s fast-paced MCA environment. With over 25 years of experience in the field of Business analysis, and 13 in the MCA word, we have been implementing business intelligence solutions for years. While many companies are discussing the importance of these solutions, we have already gained …
Don’t Just Talk About AI and BI – Implement Them with Niso Read More »
To ensure your MCA organization is headed in the right direction, it’s essential to have the following: the right tools, an experienced financial team, smooth processes, a thorough understanding of transaction history, and a well-thought-out plan. 1. The Right Tools: Choosing the appropriate software and tools is the first step. However, it’s even more important …
MCA Companies Should Follow These 5 Practices in 2023 Read More »
Over the last 12 years, we have encountered many funders, which usually face several challenges to grow. One such area for improvement is the scalability of processes and systems used for credit risk and underwriting. The reason for this limitation is deeply rooted in the traditional underwriting process, which is: Subjective in nature: Poor data …
What restricts most MCA businesses from growing and scaling systematically? Read More »
The MCA industry has undergone several changes in recent years, and the pandemic seems to be in the past. Still, with its side effects, such as staggering inflation worldwide and a recession looming, many funders are concerned about how to navigate these turbulent waters. This post will reveal how to survive the recession and prepare …
Projection of the MCA industry in 2023: How to be prepared for a new era? Read More »
