Traditional underwriting simply doesn’t work in a multivariable environment. There are too many variables at play, and sticking to outdated methods leaves money on the table. In our latest clip, we analyze real deals using FICO scores and time in business. Here’s what we found: ❌ Default Deals ⚖️ Break-even Deals ✅ Above Break-even Deals …
One of the complexities of MCA is understanding the cash flow. With so much money coming in and out and capital being reinvested, it’s easy to wonder: ???? Am I really making money? Regularly knowing the status of your investment allows you to pause and reflect: ???? Should I continue investing? ???? What’s the probable …
Introduction A Guide for 2024 Merchant Cash Advance Providers: So, you’ve integrated a CRM and started using analytics – a great start, but is it enough for what’s coming in 2024? The bar is constantly rising in the dynamic world of Merchant Cash Advances (MCAs). Are you just keeping pace or prepared to be a …
In the intricate landscape of Merchant Cash Advances (MCA), the status quo has been to lean heavily on a few select data points. Typically, entities have revered the “Time in Business” and “FICO Score” metrics as the golden standard for underwriting decisions. Yet, this narrow viewpoint often fails to consider the multifaceted challenges unique to …
From Data to Decision: NISO’s AI-Driven Paradigm Shift in MCA Read More »
In the financial industry, there’s a commonly held misconception: some services, especially those tied to accounting and management, are just “overhead”. These services are often seen as necessary evils – non-strategic costs devoid of innovation and growth potential. But at NISO, we challenge this notion. With over 25 years in business analysis and 13 specifically …
Cost or Catalyst? The True Role of Modern Financial Services Read More »
As the digital revolution gains momentum, the power and potential of AI and Machine Learning in molding industries worldwide is undeniably significant. In the age of digitalization, it is impossible not to be fascinated by the impressive growth and capabilities of these technologies. However, their practical and transformative implications for the Merchant Cash Advance (MCA) …
As we navigate through 2023, the Merchant Cash Advance (MCA) industry persists in its innovation and expansion, offering businesses a diverse range of flexible financing alternatives. For MCA businesses aiming to excel in this ever-evolving sector, there are four pivotal strategies to contemplate. 1. Embrace Artificial Intelligence and Machine Learning The use of AI and …
Mid-2023 Update: Four Essential Strategies for MCA Businesses Read More »
By partnering with Niso, MCA companies can leverage the latest AI and BI technologies to improve their operations, minimize risk, and make better deals, faster. Contact us today to learn more about how we can help your MCA business thrive. The MCA industry can greatly benefit from the practical uses of Artificial Intelligence (AI) and …
What are the practical uses of AI and BI in the MCA Industry? Read More »
As an underwriter, it is essential to consider multiple variables and their interactions to make successful decisions.. Multivariable analysis is a powerful tool that enables us to do just that. At NISO, we recognize the importance of a multivariable approach to effective underwriting. We have developed advanced machine learning models that analyze a range of …
Understanding Multivariable Analysis and its Importance in Underwriting Read More »
At Niso, we understand the importance of data-driven decision-making in today’s fast-paced MCA environment. With over 25 years of experience in the field of Business analysis, and 13 in the MCA word, we have been implementing business intelligence solutions for years. While many companies are discussing the importance of these solutions, we have already gained …
Don’t Just Talk About AI and BI – Implement Them with Niso Read More »
